Credit card without annuity and easy to approve Palacio de Hierro

The main advantage of departmental credit cards with no credit history is that the requirements are much simpler. Thus, they are different from those needed to obtain a loan from a bank. Next, we will tell you everything you need to know about the Palacio de Hierro credit card so you can make an informed decision.

Benefits of the Palacio de Hierro Card

• It has a scoring program, converts 10% of purchases into points that can be used at Casa Palacio, Viajes Palacio, Boutique Palacio, Restaurante Palacio, or in other affiliated boutiques;

• Bonus 100% of your first purchase in Palacio Points. Each point is equivalent to 10 cents;
• to process it, it is not necessary to have a credit history;
• offers promotions of months without interest, additional discount of 10% and double points;
• annual reimbursement of your purchases.

The department store rewards the use of your Palacio de Hierro credit card according to the amount of your annual consumption. If you are registered in the Total Partner program, you can get a refund of up to 3%, in addition to special benefits. The following year you will receive a bonus on your credit card with no annuity, available to make the purchases you want.

Besides…

Generally, when paying in Palacio de Hierro stores, you will have more months without interest than if you did it with another type of card. You can use your credit card without a bureau in any of the group's stores:

• Palace House;
• Iron Palace;
• The Palace Boutique;
• Palace Restaurants;
• Palace.

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Things to consider before taking out the credit card

The interest rates are 13,26%* (annual) which makes the Palacio de Hierro card one of the cards with the lowest interest rates. However, we suggest you only use MSI for purchases that have a long lifespan (furniture, appliances, etc).

It is best to take advantage of the interest-free monthly purchases offered by stores, since it allows you to amortize your purchase over a certain number of months without paying interest.

The Palacio de Hierro credit card, being a credit card without departmental credit history, it cannot be used anywhere other than Palacio de Hierro or in affiliated boutiques. To apply, it is necessary to prove monthly income of at least $5,000. The procedure can only be done by the person who will be the owner, that is, it cannot be obtained with a guarantee (in the case of housewives or family dependents).